Psychological factors: perceived control, lack of visible immediate harm, and reward for short-term efficiency.
Modern infostealer malware (like RedLine, Vidar, or Raccoon) specifically scans drives for files with keywords in their names: password , login , url , credentials , .txt . When a machine is infected, these trojans hunt for *password*.txt and exfiltrate them to attackers within seconds. You don’t even need to click a wrong link; simply having the file on your device is the risk. Url.Login.Password.txt
These files are often accidentally uploaded to cloud storage, shared during screen recordings, or left on public computers. Why "Url.Login.Password.txt" is a Common Search Psychological factors: perceived control