. As of 2026, the company is prioritizing a shift toward digital mobility platforms and sustainable electromobility. Core Services & Products Vehicle Financing
: Scores are more conservative in these regions. Recent assessments by Traders Union give the German branch a 3.2/5 and the Italian branch a 2.4/5 , citing a higher frequency of dissatisfied customer feedback compared to the UK . financial services volkswagen
. By 2026, the division has evolved from a traditional auto lender into a comprehensive mobility provider , managing a global contract portfolio that reached 27.8 million units by the end of 2025. Core Business & Performance (2025–2026) Financial Growth : In fiscal year 2025, the division reported an operating result of €3.45 billion , representing a 15% increase from the previous year. Contract Mix Services & Insurance : The largest segment with 11.87 million contracts : Comprising 4.69 million contracts as of 2025. : Holding approximately 2.18 million contracts Banking Growth : Volkswagen Bank deposits grew by 17.3% to €64.5 billion by early 2026. Service Portfolio Vehicle Financing Recent assessments by Traders Union give the German
Historically, this division has acted as a financial anchor for the Group. For instance, during the infamous "Dieselgate" scandal, when the core manufacturing arm faced massive fines and reputational damage, the financial services division remained a reliable source of profit, helping to stabilize the company’s overall fiscal health. This resilience highlights the strategic importance of diversifying an automotive company’s revenue stream beyond mere hardware production. Core Business & Performance (2025–2026) Financial Growth :