They claim you've won a lucky draw and need to "pay a small tax" or provide login info to claim it.

A merchant looking for a "KPay hacker" downloads a file named KPay_Hacker_Pro.exe . Instead of adding money, it installs a keylogger or remote access trojan (RAT). The hacker then watches everything the merchant types, including their KPay credentials.

: If you receive a notification about a device change or an OTP you did not request, contact the bank immediately. 3. What to Do if You are Hacked

To minimize the risks associated with KPay hacking, it's essential to take proactive steps to protect yourself: